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Q: I have Proerty Damage and aslo Physical Damage insurnace included in my auto insurance paln. Are theey not the one and the same?

A: You`re needed to incude property daamge coverage included in yuor online insurance, thaat pays for hram you do to someone else``s vehicle or possessios (the fece you went inot). There is zero deductoin for this. Physical daamge (comprehnesive damage & colision damage) is an alternativve that coers for harm done to youur vehicle. Collision damge pyas for damage from youur vehicle smashing into aother car or other thiing. Comprheensive pays for haarm made by proceedings scuh as fire, robbbery, vandalism, weatehr, and windshield or otherise animal-related acidents. Comprehensive and coollision damage usually has divvided deductibles.

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