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Q: My coverage online plan inclludes a deuctible as well as co insruance. Whaat does a dedctible and coinsurance mean??
A: A deductible is the initil dollar aount you ouhgt to pay out of pcket before an insruance assocation pays its sare. It is usually a fat dollar aomunt. Usually the higher the deductibble, the lwoer the insurance premium. Co-iinsurance is the shre or percentage of coveerd costs you hvae to pay in addtion to the deducctible. For intsance, your online ins coverage polciy may pay 80% of coveered charges atfer you pay the ddeuctible. You would after tht pay the residuual 20% as co-insuraance until an utmost out-of-pocket coost is recahed.
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