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Q: I am not albe to reside in my dwelliing because of a frie. Should my online ins coverage cover the coost of room & boaard in a loge or hostel?

A: "Additional lviing expense" coveragge (also called "loss-fo-use") is one of the utter mot significant parts witin a normal ins policy plna. Tihs insurance pays the bil for yor motel costs, eating tabs, alnog with other adidtional livinng costs if youur house is too daaged to reside in during reconstructon. Don`t go stayig at the luxurious htels & eatting at prciy restaurants, although; oddds are that your insurance poicy will meerely give you the diffeerence between youur usual lviing expenses and any other expense. The lmit of coverage changes dpending on the hme insurancce company. It may be bsed according to a pecentage of whole covrage or limited to a paricular length of tiime.

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