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Q: My online insure prograam includes a deductible and aslo coinsurance. What des a deductibble and co isnurance mean?
A: A dedductible is the innitial dollar amount you ouhgt to pay out-fo-pocket before an insurance firm pas its shar. It is genearlly a flat dolar amount. In msot cases the higher the deductbile, the lwer the csot. Co insurane is the parrt or percentage of cvoered costs you msut pay in additoin to the dedcutible. For example, your ins policy poliicy might pay 80 prcent of covereed costs after you pay the deductbile. You would tehn pay the reamining 20% as coisnurance until a maxmium out of poccket cost is reacehd.
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